The First National Bank & Trust Co. is now Brooks Bank. New name, same people, same community banking you trust. Learn More

Business Banking Built for Oklahoma

From startups to established enterprises, Brooks Bank delivers the business banking services, lending, treasury, and digital tools companies in the area need to grow, with decisions made locally by people who understand your market.

Your Business Partner

Business Banking Services

Brooks Bank has specialized in business banking for over 130 years in the Oklahoma City area. Whether you are a small business opening your first business bank account or an established enterprise managing daily cash flow, financing growth, or streamlining payments, our team of experienced bankers and lenders will build a solution tailored to your operation. Open a business bank account online or visit any bank location. Decisions are made locally, and your business gets the attention it deserves.

Open an Account

Business Banking Services

From checking and savings to lending, treasury management, and online business banking, Brooks Bank offers a full suite of tools designed to help businesses in Oklahoma City, Chickasha, and surrounding areas operate and grow.

Checking Accounts

Commercial checking, budget checking, and interest checking designed for businesses of every size.

Savings Accounts

Business savings accounts to set aside reserves, manage surplus funds, and earn interest on your balances.

Business Loans

Commercial real estate, term loans, working capital, SBA, agribusiness, and construction financing with local lenders.

Treasury Services

ACH, remote deposit, lockbox, sweep accounts, positive pay, zero balance accounting, and merchant services.

Credit Cards

Personal credit cards with competitive rates and no annual fee to help build your credit and manage expenses.

Business Online Banking

Manage your business bank account, pay bills, deposit checks, and access e-statements from any device, anytime.

Switching Banks, Made Simple

Making The Move To Brooks Bank Is Easy

Switching banks can feel like a big step, but you are not left to figure it out alone. At Brooks Bank, you get a clear switch kit and a dedicated banker who walks with you through every step. We help you move your direct deposits, update your automatic payments, and keep a close eye on the transition so nothing gets missed. In most cases, you can open your account and leave with your debit card the same day. Clear, reliable, and personal, every time.

Trusted Stories ‍in Motion

Blake Elliott

Standley Systems

They Changed the Trajectory of Our Company

"Brooks Bank helped finance a big opportunity that we had which really took us from servicing and operating in just a small portion of Oklahoma to being able to cover all 77 counties and do it at a scale where it worked really well for us. And that changed the whole trajectory of our company."

Heather Hill

Hill’s Land & Construction

It's All About Families and Community

"If you include my grandpa, it's probably over 50 years that we've banked at that same location. I've used them my entire life. It's not about just banking when it's Brooks Bank. It's truly about families and community."

Tim Osborn

Osborn Farms

A True Believer in Brooks Bank

"They will work with you if you fall on hard times. If you're honest, any way they can, they will help you get through that rough spot. So I am a true believer in Brooks Bank. Your money's safe there."

Faqs

Frequently Asked Questions

How do I choose the right business banking solutions for my company's size?

The best place to start is a conversation with a Brooks Bank banker. We work with business bank accounts for small business owners and large operations alike. We will review your business type, transaction volume, cash flow patterns, and growth plans to recommend the right combination of accounts, lending, treasury tools, and online business banking services.

Why should I choose a community bank for my business?

At a community bank like Brooks Bank, lending decisions are made locally by people who understand the Oklahoma market. You get a dedicated banker who knows your business, faster loan turnaround, flexible solutions, and the confidence that your deposits are reinvested right here in the communities you serve.

What documents are required to open a new business banking relationship?

The first step is to open a business bank account with Brooks Bank. You can start the process online or visit any Oklahoma City area bank location. Once your account is open, you can get started with our full suite of business banking services and Treasury Services in person by speaking with a banker at any location, or by phone by calling and asking to speak with our Treasury Services Consultant who can guide you through the onboarding process.

How secure is my business's financial data with Brooks Bank?

The security of your business's financial data is our top priority. We employ multiple layers of security including encrypted online and mobile banking, multi-factor authentication, and Positive Pay for check and ACH fraud prevention. We are committed to maintaining a secure banking environment so you can focus on growing your business with peace of mind.

What industries in Oklahoma does Brooks Bank serve?

Brooks Bank serves businesses across a wide range of industries including agriculture, energy, retail, healthcare, construction, manufacturing, professional services, and nonprofits. Our lending team has experience working with Oklahoma companies of every size and sector.