The First National Bank & Trust Co. is now Brooks Bank. New name, same people, same community banking you trust. Learn More

Credit Cards That Reward You

With no annual fee, choose options for rewards points, cash back, travel perks, or a low rate. Visa credit cards for personal and business use.

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Credit Cards

Find the Right Card for You

Brooks Bank offers Visa credit cards for individuals and businesses. Whether you want to earn rewards on everyday purchases, get cash back, enjoy travel perks, or simply carry a low-rate card for flexibility, all of our personal credit cards come with $0 annual fee and 0% introductory APR for the first 12 months on purchases and balance transfers.

*Credit cards are issued by and subject to credit approval by TCM Bank, N.A.

Compare Our Cards

All cards feature $0 annual fee and 0% intro APR. Choose the card that fits your personal or business needs.

Rewards Platinum Visa

Earn unlimited reward points: one point per dollar on all purchases. Redeem for merchandise, travel, and more.

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Rewards Platinum Visa

0% intro APR for 12 months on purchases and balance transfers
After that, 14.74% to 24.74% variable APR
$0 annual fee
Earn 1 point per dollar on all net purchases
Redeem for hundreds of merchandise, travel, and activity options
For more information and to apply, click here

Cash Rewards Platinum Visa

Earn unlimited 1% cash back on every purchase, every day.

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Cash Rewards Platinum Visa

0% intro APR for 12 months on purchases and balance transfers
After that, 17.74% to 27.74% variable APR
$0 annual fee
Earn 1% cash back on all net purchases
For more information and to apply, click here

Platinum Edition Visa

A no-frills card with our lowest rate. Simple, reliable, and no annual fee.

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Platinum Edition Visa

0% intro APR for 12 months on purchases and balance transfers
After that, 13.74% to 23.74% variable APR
$0 annual fee
Ideal for balance transfers or everyday use at our lowest ongoing rate
For more information and to apply, click here

Visa Signature Travel

Earn 30,000 bonus points when you spend $2,500 in the first 3 months, plus 1.5 points per dollar on all purchases.

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Visa Signature Travel

0% intro APR for 12 months on purchases and balance transfers
After that, 17.74% to 23.74% variable APR
$0 annual fee
30,000 bonus points after spending $2,500 in first 3 months
Earn 1.5 points per dollar on all net purchases
Travel perks included
For more information and to apply, click here

Business Edition Visa

A no-frills business card with a low rate and no annual fee.

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Business Edition Visa

0% intro APR for 6 months on purchases and balance transfers
No annual fee
Low ongoing variable rate
Ideal for businesses that carry a balance and want to minimize interest costs
For more information and to apply, click here

Business Cash Rewards Visa

Earn unlimited 1% cash back on all net business purchases, every day.

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Business Cash Rewards Visa

0% intro APR for 6 months on purchases and balance transfers
No annual fee
Unlimited 1% cash back on all net purchases
Cash rewards do not expire as long as your account remains open
Redeem for a statement credit anytime
For more information and to apply, click here

Business Rewards Visa

Earn unlimited reward points on every business purchase with no annual fee.

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Business Rewards Visa

0% intro APR for 6 months on purchases and balance transfers
No annual fee
Earn one point per dollar on all net purchases
Choose from hundreds of merchandise, travel, and activity options
For more information and to apply, click here

Company Rewards Charge Card Visa

A pay-in-full charge card for nonprofits, municipalities, and businesses with 50+ employees or $7M+ in annual revenue.

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Company Rewards Charge Card Visa

Pay-in-full card
No annual fee
Earn one point per dollar on all net purchases
Choose from hundreds of merchandise, travel, and activity options
Designed for larger organizations
For more information and to apply, click here

Trusted Stories ‍in Motion

Blake Elliott

Standley Systems

They Changed the Trajectory of Our Company

"Brooks Bank helped finance a big opportunity that we had which really took us from servicing and operating in just a small portion of Oklahoma to being able to cover all 77 counties and do it at a scale where it worked really well for us. And that changed the whole trajectory of our company."

Heather Hill

Hill’s Land & Construction

It's All About Families and Community

"If you include my grandpa, it's probably over 50 years that we've banked at that same location. I've used them my entire life. It's not about just banking when it's Brooks Bank. It's truly about families and community."

Tim Osborn

Osborn Farms

A True Believer in Brooks Bank

"They will work with you if you fall on hard times. If you're honest, any way they can, they will help you get through that rough spot. So I am a true believer in Brooks Bank. Your money's safe there."

Get in touch today!

Have questions or need assistance? Our team is here to help. Whether you’re looking for more information about our services, need support with your account, or want to explore how we can work together, feel free to reach out. Contact us anytime and we’ll get back to you as quickly as possible.

*Do not provide confidential personal or account information when completing this form.

info@Brooks.Bank

(405) 224-2200