The First National Bank & Trust Co. is now Brooks Bank. New name, same people, same community banking you trust. Learn More

Business Checking Account That Works

From startups writing a handful of checks to high-volume operations managing complex cash flow, Brooks Bank has a business checking account for small business and enterprise, built for the way you operate in Oklahoma City and the surrounding areas.

Business Checking Account Options

Commercial & Small Business Checking Accounts

Your business is unique, and your checking account should reflect that. Brooks Bank offers business checking account options for corporations, sole proprietorships, partnerships, and nonprofits in Newcastle, Goldsby, Tuttle, Oklahoma City, Chickasha, and surrounding areas. Whether you need high transaction volume, minimal check writing, or interest-earning balances, a banker can help you find the right fit.

Choose Your Account

Compare our business checking account options and find the account that fits your operation. Start the online business checking account opening process or
visit any location. 

Commercial Checking

Full-featured business checking for corporations, partnerships, and sole proprietorships of any size.

Commercial Checking

  • $100 to open
  • $7.00 monthly maintenance fee plus $0.10 per item
  • $0.02 earnings credit for each $100 of average daily balance
  • Monthly statement with check images
  • Ideal for businesses with moderate to high transaction volumes
  • Click here to open an account

Commercial Budget Checking

A streamlined checking account designed for businesses that write a small number of checks each month.

Commercial Budget Checking

  • $100 to open
  • $0.25 per check maintenance fee
  • No monthly maintenance fee beyond per-check charges
  • Simple and cost-effective for low-volume businesses
  • Click here to open an account

Commercial Interest Checking

Earn interest on your business checking balance while maintaining full access to your funds.

Commercial Interest Checking

  • Interest-bearing commercial checking account
  • Contact a banker for current rates, terms, and minimum balance requirements
  • Click here to open an account

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Faqs

Frequently Asked Questions

Do you offer specialized checking for nonprofits or community organizations?

Yes. We offer an account specifically designed for community organizations. This account is available to organizations that have been officially determined to be a 501(c)(3) by the IRS.

How many monthly transactions are included in the basic business checking plan?

Our Basic Business Checking plan includes 100 free items per statement cycle. If you exceed this allotted amount, a per-item fee will apply to each additional transaction. Items include deposited items and checks written, with no fees for electronic items.

What is the best business checking account for a small business in Oklahoma?

The best business checking account for small business depends entirely on your unique needs, such as your monthly transaction volume and average daily balance. Brooks Bank offers several specialized options for businesses in the Oklahoma City area. Call us or visit any of our locations to find your perfect fit.

Can I manage my business checking account online?

Yes. Brooks Bank Business Online Banking gives you full access to your business checking account from any device. View balances, transfer funds, pay bills, make remote deposits, and download transactions into your accounting software. Open a business checking account online or manage your existing account anytime.

What documents do I need to open a business checking account?

Two forms of identification with one being a current government-issued picture ID, your EIN or Social Security Number, articles of incorporation or organization, and an opening deposit. Requirements may vary by business type.

Is there a minimum balance requirement for business checking?

Commercial Checking and Commercial Budget Checking both require $100 to open. There is no minimum balance requirement to keep the account open. Commercial Interest Checking has separate balance requirements; contact a banker for details.

Contact us

Get in touch today!

Have questions or need assistance? Our team is here to help. Whether you’re looking for more information about our services, need support with your account, or want to explore how we can work together, feel free to reach out. Contact us anytime and we’ll get back to you as quickly as possible.

*Do not provide confidential personal or account information when completing this form.