Your Guide to Qualifying for a Personal Loan: What Banks Look for in 2026
Boost your chances of qualifying for a personal loan in 2026 by knowing what lenders look for. Get tips and step-by-step guidance by reading the full blog post now.

For over 130 years, Brooks Bank has helped Oklahoma families, business owners, and communities reach their financial goals. From personal banking services to commercial lending and trust, every account comes with a banker who knows your name.
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For more than a century, we have served Oklahoma families and businesses under five different names, always guided by the Brooks family and the same mission. In 2026, The First National Bank & Trust Co. becomes Brooks Bank. The name and look are new, but what matters stays the same. Your account numbers, checks, deposits, loans, and online banking continue without interruption, and the bankers you trust are still here. We remain locally owned and operated, and we are invested in your success now and always.
We treat every customer like our most important one. Your goals guide our decisions, and your satisfaction is how we measure success.
Our teams work together across departments and locations so that your banking experience is seamless, no matter what you need.
Every person who walks through our doors, whether a customer or a co-owner, is treated with the dignity and attention they deserve.
We invest in the growth of our team members because stronger people build a stronger bank for everyone we serve.
The unique qualities and perspectives each individual brings to our team make us better at serving every corner of our community.
As an employee-owned bank, every team member has a personal stake in protecting and growing the trust our shareholders place in us.
We live where you live. We show up for the big moments and the everyday ones, because your community is our community.
Above everything else, we do what is right. Honest advice, transparent terms, and ethical decisions are not negotiable here.

