The First National Bank & Trust Co. is now Brooks Bank. New name, same people, same community banking you trust. Learn More

Build Your
Dream Home

Brooks Bank home construction loans provide financing during the building process then refinancing to a permanent mortgage upon completion.

Apply Now for Mortgage

Aerial view of a house under construction on a wooded red-dirt lot

Home Construction Loans

Building Your Future

Building a new home requires a different kind of financing. Brooks Bank home construction loans provide funds disbursed in draws as construction milestones are completed, then convert to a permanent mortgage when your home is finished. Our local lenders understand Oklahoma building timelines, costs, and contractors, and will guide you through the process from blueprint to move-in day.

Note: Additional terms and conditions may apply.

Interior wood framing of a house under construction

Trusted Stories ‍in Motion

Heather Hill

Hill’s Land & Construction

It's All About Families and Community

"If you include my grandpa, it's probably over 50 years that we've banked at that same location. I've used them my entire life. It's not about just banking when it's Brooks Bank. It's truly about families and community."

Blake Elliott

Standley Systems

They Changed the Trajectory of Our Company

"Brooks Bank helped finance a big opportunity that we had which really took us from servicing and operating in just a small portion of Oklahoma to being able to cover all 77 counties and do it at a scale where it worked really well for us. And that changed the whole trajectory of our company."

Tim Osborn

Osborn Farms

A True Believer in Brooks Bank

"They will work with you if you fall on hard times. If you're honest, any way they can, they will help you get through that rough spot. So I am a true believer in Brooks Bank. Your money's safe there."

Get in touch today!

Have questions or need assistance? Our team is here to help. Whether you’re looking for more information about our services, need support with your account, or want to explore how we can work together, feel free to reach out. Contact us anytime and we’ll get back to you as quickly as possible.

*Do not provide confidential personal or account information when completing this form.