From free checking to full-featured rewards accounts, Brooks Bank has a personal checking account option built for the way you spend, save, and manage your money every day in Oklahoma City and the surrounding areas.
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Brooks Bank offers checking accounts for every stage of life and every type of spender. Whether you want zero monthly fees, rewards on everyday purchases, or a checking account designed for young adults or seniors, our bankers across Oklahoma City and surrounding areas can help you find the right fit. Open a personal checking account online or visit any location to get started.
Find the account that is right for you! Brooks Bank has a checking account to fit your specific needs. Each account has a unique package of financial services from which to choose.
| Gold Checking | High 5 | Advantage Green | Platinum Checking | OneUP | |
|---|---|---|---|---|---|
| click logo to learn more |  |  |  |  |  |
| Minimum Opening Balance | $25 | $25 | $25 | $25 | $25* |
| Monthly Maintenance Fee | $10 | $5 | $0**** | $0**** | $0**** |
| Free Smart-Phone App, FNBT Mobile | |||||
| Free 24 Hour Express Phone Banking | |||||
| Free Online Bill Pay | |||||
| Free ATM/Check Card | |||||
| Free Notary Service | |||||
| Free AutoSave Transfer Service | |||||
| Unlimited Check Writing | |||||
| Free Shredding Service | |||||
| Interest Bearing | Over 5K*** | ||||
| Free Personalized Checks | One Box Annually | ||||
| Accidental Death and Dismemberment Insurance | 30K** | 10K** | |||
| Cell Phone Coverage | |||||
| Travel Benefits | |||||
| TicketXPress | |||||
| Cash Back Rewards | |||||
| Health Savings | |||||
| Purchase Protection/Tax Prep | |||||
| Free Money Orders/ Cashiers Checks | |||||
| Identity Theft Protection |
Each checking account includes free mobile banking, free online bill pay, and free ATM/debit card. Compare the options below and apply for a checking account online or at any location.
Our most rewarding account with identity protection, travel benefits, and interest on balances over $5,000.
*not covered by FDIC insurance
Entertainment and travel rewards with cash back from thousands of online merchants.
*not covered by FDIC insurance
Budget-smart and earth-friendly checking with no monthly fee. Just provide an email for required e-statements.
*No monthly fee should not imply that no fees could ever apply. For example, an overdraft fee could be charged if your account balance falls below zero.
Free checking for young adults ages 18 to 25, with a $50 opening bonus and credit-building tools.
* Contact a banker for terms and rates
** Once the statement cycles after 180 days, the bonus will be added as interest to the account.
*** Overdraft fees may apply to overdrafts created by check, in-person withdrawal, ATM withdrawal, or other electronic means. We reserve the right to refuse payment of an overdraft for you even though we have previously paid overdrafts on your account. Regardless of whether we pay or return the item, you will be charged a return item fee or overdraft fee. You have 30 days to repay the overdraft.
* Contact a Banker for terms and rates
Put larger balances to work with a variable rate checking account designed for savers.
* Contact a Banker for terms and rates
Higher interest rates for larger balances. Keep your eye on the $30,000 target.
* Contact a Banker for rates and terms
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Checks deposited by 3:00 p.m. on a normal banking day are credited to your account that day. Availability of funds may vary depending on the type of deposit and the amount. Your banker can provide specific details based on your account.
Several of our checking accounts have no monthly maintenance fee at all, including Advantage Green, Platinum Checking, and OneUp. If you are looking for a zero-fee option, one of these accounts may be the right fit. A banker can help you compare options and find the best match.
Advantage Green, Platinum Checking, and OneUp checking all carry no monthly maintenance fee. Advantage Green requires a working email address on file for e-statements. Platinum Checking is available to customers age 60 and older. OneUp requires at least 10 debit card transactions per month to waive the fee and is designed for customers ages 18 to 25.
This varies by account type. Our gold checking accounts earn interest on a balance over $5,000.
Yes. You can start the online personal checking account process by filling out an account opening form on our website. To complete the account opening, you will need to visit one of our bank locations with two forms of valid identification. Our bankers are available at every location to help you through the process.
Have questions or need assistance? Our team is here to help. Whether you’re looking for more information about our services, need support with your account, or want to explore how we can work together, feel free to reach out. Contact us anytime and we’ll get back to you as quickly as possible.
