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VA Home Loan Serving Those
Who Served

For active duty service members, veterans, and qualifying surviving spouses living in Oklahoma City and surrounding areas, Brooks Bank offers Mortgage financing with no down payment required.

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VA Home Loans

Veteran Home Loan Financing

VA home loans are mortgages guaranteed by the Department of Veterans Affairs, also known as VA administration home loans. Financing is available for veterans meeting service requirements according to the Veterans Administration and qualifying unmarried surviving spouses as listed in the VA Lender's Handbook. Brooks Bank's Oklahoma City mortgage lenders serve veterans across the surrounding communities. Primary residences only for purchase transactions. A VA funding fee is required for most borrowers.

Note: Additional terms and conditions may apply.

Trusted Stories ‍in Motion

Heather Hill

Hill’s Land & Construction

It's All About Families and Community

"If you include my grandpa, it's probably over 50 years that we've banked at that same location. I've used them my entire life. It's not about just banking when it's Brooks Bank. It's truly about families and community."

Blake Elliott

Standley Systems

They Changed the Trajectory of Our Company

"Brooks Bank helped finance a big opportunity that we had which really took us from servicing and operating in just a small portion of Oklahoma to being able to cover all 77 counties and do it at a scale where it worked really well for us. And that changed the whole trajectory of our company."

Tim Osborn

Osborn Farms

A True Believer in Brooks Bank

"They will work with you if you fall on hard times. If you're honest, any way they can, they will help you get through that rough spot. So I am a true believer in Brooks Bank. Your money's safe there."

Faqs

Frequently Asked Questions

What is the VA Funding Fee and who is exempt from it?

The VA Funding Fee is a one-time fee that helps fund the VA loan program. The amount varies based on your down payment, type of service, and whether it is your first VA loan. Veterans receiving VA disability compensation and certain surviving spouses are exempt from the funding fee.

How do I obtain my VA Certificate of Eligibility (COE)?

You can obtain your COE through the VA's eBenefits portal online, by mailing a request to the VA, or your Brooks Bank mortgage lender can often retrieve it electronically on your behalf during the application process.

Who is eligible for a VA home loan in Oklahoma?

VA home loans are available to eligible veterans, active-duty service members, National Guard and Reserve members with qualifying service, and certain unmarried surviving spouses. Eligibility is determined by the Department of Veterans Affairs based on your length and type of service. Your Brooks Bank Oklahoma City mortgage lender can help you determine your eligibility.

Can I use my VA loan benefit to buy a second home or a rental property?

VA loans are restricted to primary residences for purchase transactions. You must certify that you intend to occupy the home as your primary residence. However, if you have used a VA loan before and have remaining entitlement, you may be able to use it for a new primary residence. Contact a mortgage lender to discuss your situation.

Are there maximum loan limits for Oklahoma Veterans?

For veterans with full VA loan entitlement, there are no loan limits. For those with remaining entitlement from a previous VA loan, county-specific limits may apply. Your Brooks Bank mortgage lender can help you determine your available entitlement.

What are the benefits of a VA loan compared to other home loans?

Veteran home loans offer no down payment, no private mortgage insurance (PMI), competitive interest rates, and flexible credit requirements. They are one of the most powerful home loan benefits available to those who have served. The VA also limits certain closing costs to protect borrowers.

Get in touch today!

Have questions or need assistance? Our team is here to help. Whether you’re looking for more information about our services, need support with your account, or want to explore how we can work together, feel free to reach out. Contact us anytime and we’ll get back to you as quickly as possible.

*Do not provide confidential personal or account information when completing this form.

info@Brooks.Bank

(405) 224-2200

VA Home Loan Serving Those Who Served