The First National Bank & Trust Co. is now Brooks Bank. New name, same people, same community banking you trust. Learn More

Additional Resources

How can we help you avoid overdrafts? Customer education is the best way!

Our goal to help you take control of your budget begins with a little education and access to helpful resources. We encourage you to visit this creative and engaging website filled with games and activities designed to improve financial literacy for our customers of all ages. You got this!

The FDIC offers This program, of which we are proud members. When you click the link below, you will leave our website to visit MoneySmart.

ACH Originators may find the following resources helpful when seeking additional information on topics such as regulations, ACH processing, educational materials and security.

ACH Rules and Regulations

Contact Resource Recommended
NACHA- The Electronic Payments Association
13450 Sunrise Valley Drive, Suite 100 Herndon, VA 20171
Phone: (703) 561-1100
Website: www.nacha.org
NACHA Operating Rules & Guidelines
NACHA offers free basic online access to the ACH Rules in a read-only format at www.achrulesonline.org
Electronicpayments.org
Sponsored by NACHA
www.electronicpayments.org
Website designed to assist financial institutions, businesses and consumers in understanding the world of electronic payments.

Security Related Information

Contact Resource Recommended
Federal Trade Commission
600 Pennsylvania Avenue, NW
Washington, DC 20580
Phone: (202) 326-2222
Website: www.ftc.gov
Protecting Personal Information: A Guide for Businesses
A free document available online that details practical tips
for businesses to create and implement a plan for
safeguarding personal information
Link: www.business.ftc.gov
Council of Better Business Bureaus
3033 Wilson Blvd, Suite 600
Arlington, VA 22201
Phone: (703) 276-0100
Website: www.bbb.org
Data Security Made Simpler
Online information and checklists to assist businesses in
creating a written security policy
Link: www.bbb.org/data-security
Federal Communications Commission
445 12th Street SW
Washington, DC 20554
Phone: (888) 225-5322
Website: www.fcc.gov
FCC Small Biz Cyber Planner Online resource to assist businesses in creating a customized cybersecurity plan. Links to free and low-cost security tools Link: www.fcc.gov/cyberforsmallbiz

Beneficial Ownership Information

Contact Resource Recommended
BOI E-Filing The BOI E-Filing System supports the electronic filing of the Beneficial Ownership Information Report (BOIR) under the Corporate Transparency Act (CTA). The CTA requires certain types of U.S. and foreign entities to report beneficial ownership information to the Financial Crimes Enforcement Network (FinCEN), a bureau of the U.S. Department of the Treasury. Link: BOI E-FILING

Questions?